Chicago Direct Housing Grant (CDHG) FAQ

1. What is the Chicago Direct Housing Grant (CDHG)?
   CDHG is a nonprofit organization funded by private donors, dedicated to providing rental housing assistance. By minimizing overhead and implementing fraud prevention measures, CDHG ensures resources are allocated to those in need.

2. How much are the grants offered by CDHG?
   Grants range from $250 to $300, depending on eligibility and available funding.

3. Who can apply for the CDHG?
   Anyone experiencing rental challenges or housing instability who meets the eligibility requirements can apply.

4. Is there an application fee?
   No, the application is free. However, there is a $5.99 processing fee for submitting an application. This fee is managed by an independent third-party Vendor. (221b Baker St. LLc.)

5. Why do I have to pay a processing fee?
   The $5.99 fee covers the costs of verifying applications, preventing fraud, and ensuring efficient grant distribution. This step maintains the integrity of the program.

6. Does CDHG collect the processing fee?
   No, the fee is collected and managed by an independent third-party Vendor. CDHG does not oversee the application process.

7. What happens if I don’t pay the processing fee?
   Applicants who do not pay the processing fee will be ineligible for funding. This step is essential for completing the application process.

8. How are grant funds distributed?
   Grant funds are distributed through Cash App, Venmo, Chime, ACH direct deposit, or gift cards, ensuring fast and accessible payouts.

9. Can I apply for multiple Housing grants?
   No, only one housing grant per household is allowed to ensure equitable distribution of funds.

10. How does CDHG prevent fraud?
    CDHG partners with a third-party Vendor to verify applications and detect fraudulent submissions, ensuring grants are allocated to eligible recipients.

11. What are the eligibility criteria for the grant?
    Eligibility requirements are listed: HERE

1. How long does it take to receive grant funds?
   Once approved, grant funds are typically disbursed within 7-14 business days, depending on the selected payout method.

2. Can I choose my payout method?
   Yes, applicants can select from Cash App, Venmo, Chime, ACH direct deposit, or gift cards during the application process.

3. What if I don’t have a bank account?
   CDHG offers alternatives such as Cash App, Venmo, Chime, and gift cards to accommodate applicants without bank accounts.

4. What is the role of the third-party Vendor?
   The third-party Vendor manages the application verification process and fraud prevention to ensure transparency.

5. Does CDHG guarantee funding for all applicants?
   No, not all applicants will receive a grant. Funding is limited, and grants are awarded based on available resources.

6. How is the funding cap determined?
   The funding cap is based on contributions from private donors and the operational budget for each program.

7. How can I check the status of my application?
   Applicants will receive updates via email. Due to our commitment to maximizing grant funds for those in need, we have chosen not to invest in live application status updates through a portal or software. Instead, all applicants will receive a notification of acceptance or denial once decisions are made. This approach allows us to allocate more funding resources directly to the grants.

8. Are there restrictions on how I use the grant funds?
   Yes, grants can be used for rental housing expenses, such as rent or back utility payments.

9. Can I appeal if my application is denied?
   No, all application decisions are final, and appeals are not accepted.

10. Can individuals on Section 8 apply for the CDHG?
    Individuals receiving Section 8 housing assistance can apply for the CDHG, provided they meet the program’s eligibility requirements. The grant can be used for rental expenses not covered by your current assistance program.