MICRO NON-PROFIT

Micro Nonprofit Description (Short Version)
A micro nonprofit is a lean, mission-driven organization that operates with minimal overhead while delivering targeted impact. Unlike traditional nonprofits, it leverages automation, third-party vendors, and streamlined operations to maximize the percentage of donations that directly benefit the cause. Micro nonprofits are ideal for focused initiatives like housing grants, food aid, or community microgrants, and often rely on external partners for verification, processing, or distribution—keeping staff costs low and transparency high.

PROCESSING FEE

Why am I paying a fee?
The $5.99 processing fee is a one-time, non-refundable charge collected by an independent third-party vendor, not the Chicago Direct Housing Grant (CDHG). This fee supports the operational infrastructure required to fairly and securely manage many applications. It funds fraud prevention tools, activates our AI-based verification system (GRANT AI), and ensures each submission is reviewed quickly and accurately. The fee covers system hosting, secure document handling, and technical support for applicant intake and payout processing. While paying the fee does not guarantee you will be selected for a grant, only verified applications with completed processing are considered. This helps us maintain integrity, reduce abuse, and distribute funds to those who truly qualify.

PAYOUT PROCESS

How do I get paid ??
Once your application is reviewed and approved, grant funds are disbursed through one of several flexible payout methods: Cash App, Venmo, ACH direct deposit, or prepaid gift cards. These options are designed to ensure that recipients can access their funds quickly and without unnecessary barriers, especially for those who may have limited access to traditional banking or are facing account delinquencies. Once approved, payouts typically take between 14 to 16 business days to process and deliver, depending on the method selected and the verification status. Applicants will receive confirmation of disbursement.

FRUAD PREVENTION

How is fraud prevented?
To protect the integrity of the grant program and ensure funds reach those who truly qualify, all applications undergo a strict fraud prevention process powered by AI, our real-time verification system. This system cross-checks applicant data, flags duplicate or suspicious entries, and ensures identity verification before any funds are approved. Our third-party vendor manages this process independently, allowing for neutral oversight and compliance with data privacy standards. By implementing this advanced fraud detection layer, we minimize abuse, reduce false claims, and maintain fairness throughout the grant cycle, ensuring that limited resources are distributed to those most in need.

HOUSING GRANT

Micro Nonprofit Description (Short Version)
A Chicago Direct Housing Grant (CDHG) – Housing Relief Opportunity

The Chicago Direct Housing Grant (CDHG) is a privately funded program created to support Chicago residents facing housing instability. Whether you're behind on rent, struggling with overdue utilities, or navigating an unexpected financial hardship, CDHG is designed to help bridge the gap and provide short-term relief. Grant awards range from $250 to $300, delivered through flexible payout methods including Cash App, Venmo, ACH direct deposit, or prepaid gift cards, ensuring fast, accessible support tailored to your needs. Unlike traditional programs with heavy overhead, CDHG operates through an innovative third-party vendor system and AI-powered fraud protection, keeping costs low and grant delivery efficient. There is a $5.99 non-refundable processing fee to verify applications and uphold the program’s integrity. This housing grant is open to eligible Chicago residents aged 18 or older who can provide a valid city or state ID and are currently facing rental-related hardship. Funds are limited and processed on a rolling basis. Apply today and take one step closer to stability. Future grant programs will include food and land assistance — stay connected for updates.

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